The bank's profit channels are loans, banking insurance, sales and wealth management fund products, sales of financial equipment, financial smart terminal business consumption, hedging business, and bill business.
The profit ratio of most banks in China is: 30% of loans, 10% of bank insurance, 10% of sales and wealth management products, 5% of sales of financial instruments, 30% of financial smart terminal business, and 5% of hedge business. 10% of the bill business; foreign banks' profit ratio: 15% of loans, 15% of bank insurance, 15% of sales and wealth management products, 10% of sales of financial equipment, 35% of financial smart terminal business, and hedging business 5%, 5% of bill business, etc.
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